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PREVENTATIVE CARE MANAGEMENT PLAN

const drillNames=[...explored].map(k=>DRILL[k]?.[0]||(k.startsWith('sp-')?supports[Number(k.slice(3))][0]:k)).join(', '); const rows=[['Program','PCMP — Level Five Health Plus Preventive Care Management Plan'],['Company',d.company],['Contact',d.name],['Title',d.title||'Not provided'],['Email',d.email],['Phone',d.phone||'Not provided'],['Business address',d.address||'Not provided'],['Preferred contact',contactPref||'Not selected'],['Others to include',[...stakeholders].join(', ')||'Not selected'],['Estimated eligible employees',d.employees],['Employee criterion','Full-time W-2, 30+ hours/week; final eligibility subject to review'],['Perspective',role==='advisor'?'Advisor / Consultant':'Employer'],['Interested in saving payroll taxes / bottom line',qa1||'Not answered'],['Importance of employee & family well-being',qa2||'Not answered'],['Priority',priority||'Not selected'],['Fit check',fit+(Object.values(fitAns).some(Boolean)?' → '+verdict().h:'')],['Most valued support',[...favorites].join(', ')||'None marked'],['Launch timing',timing||'Not selected'],['Participation illustration',pct+'%'],['Illustrative annual net employer savings',money(e.low)+'–'+money(e.high)],['Opener quick check',quickCount!=null?quickCount+' employees':'Not used'],['Chapters viewed',CHAPTERS.filter(c=>visited.has(c[0])).map(c=>c[1]).join(', ')],['Details explored',drillNames||'None'],['Visitor question / note',d.question||'None'],['Source','OnPoint website — PCMP interactive presentation'],['Request reference',a.reference],['Submitted at',a.created]]; return'

PCMP company-review request

'+rows.map(([k,v])=>''+esc(k)+': '+esc(v)).join('
')+'

Visitor asked OnPoint to contact them about a company review. Financial figures are planning illustrations, not deal revenue or guaranteed savings.

'}async function createLead(d,a){ // Resolve the actual PCMP pipeline before creating any records. Never fall back to Cost Segregation. if(!a.pipeline){const ps=await crmList('/pipelines');a.pipeline=selectPipeline(ps);a.stage=selectStage(await crmList('/stages?pipeline_id='+a.pipeline.id),a.pipeline.id)} if(!a.orgId){const found=await crmRequest('/organizations/search?term='+encodeURIComponent(d.company)+'&fields=name&exact_match=true');let m=(found?.items||[]).map(v=>v.item).filter(x=>normalize(x.name)===normalize(d.company));if(m.length===1)a.orgId=m[0].id;else{let o=await crmRequest('/organizations','POST',{name:d.company});if(!o?.id)throw new Error('Organization not confirmed');a.orgId=o.id}} if(!a.personId){const found=await crmRequest('/persons/search?term='+encodeURIComponent(d.email)+'&fields=email&exact_match=true');let m=(found?.items||[]).map(v=>v.item).filter(x=>{let em=(x.emails||x.email||[]);if(!Array.isArray(em))em=[em];return em.some(e=>normalize(typeof e==='string'?e:e.value)===normalize(d.email))&&Number(x.organization?.id||x.org_id?.value||x.org_id)===Number(a.orgId)});if(m.length===1)a.personId=m[0].id;else{let data={name:d.name,org_id:a.orgId,email:[{value:d.email,primary:true,label:'work'}]};if(d.phone)data.phone=[{value:d.phone,primary:true,label:'work'}];let p=await crmRequest('/persons','POST',data);if(!p?.id)throw new Error('Contact not confirmed');a.personId=p.id}} if(!a.dealId){const found=await crmRequest('/deals/search?term='+encodeURIComponent(a.title)+'&fields=title&exact_match=true');let m=(found?.items||[]).map(v=>v.item).filter(x=>x.title===a.title);if(m.length>1)throw new Error('Ambiguous submission receipt');if(m.length===1)a.dealId=m[0].id;else{let fields=[];try{fields=await crmList('/dealFields')}catch{}let data=applyPcmpFields({title:a.title,org_id:a.orgId,person_id:a.personId,pipeline_id:a.pipeline.id,stage_id:a.stage.id,status:'open'},fields,Number(d.employees));let deal=await crmRequest('/deals','POST',data);if(!deal?.id)throw new Error('Deal not confirmed');a.dealId=deal.id}} if(!a.noteSaved){if(a.noteTried){let notes=await crmList('/notes?deal_id='+a.dealId);if(notes.some(n=>String(n.content||'').includes(a.reference)))a.noteSaved=true}if(!a.noteSaved){a.noteTried=true;let note=await crmRequest('/notes','POST',{deal_id:a.dealId,content:noteForLead(d,a),pinned_to_deal_flag:1});if(!note?.id)throw new Error('Request details not confirmed');a.noteSaved=true}} return{reference:a.reference,dealId:a.dealId};}async function submitLead(e){ e.preventDefault();if(submitting||leadReceipt)return;const form=e.target; if(!form.checkValidity()){form.reportValidity();setStatus('Please complete the required fields marked *.',true);return} const d=Object.fromEntries(new FormData(form).entries());if(d.website)return; for(const k of['company','name','title','email','phone','address','question'])d[k]=String(d[k]||'').trim(); if(!d.company||!d.name||!d.email||!d.phone||d.employees===''||!Number.isInteger(Number(d.employees))||Number(d.employees)<0||Number(d.employees)>1000000){setStatus('Please provide your company, contact details and a whole-number employee estimate.',true);return} leadDraft=d;const identity=JSON.stringify([normalize(d.company),normalize(d.name),normalize(d.email)]); if(crmAttempt&&crmAttempt.identity!==identity&&crmAttempt.dealId){setStatus('Part of your earlier request was received. Restore the original company and contact details, then retry to finish it.',true);return} if(!crmAttempt||crmAttempt.identity!==identity){const b=new Uint32Array(3);crypto.getRandomValues(b);const ref='PCMP-'+Array.from(b,n=>n.toString(16).padStart(8,'0')).join('');crmAttempt={reference:ref,created:new Date().toISOString(),identity,title:'PCMP — '+d.company+' — '+ref.slice(-8)}} submitting=true;const btn=$('submitLeadBtn');btn.disabled=true;btn.textContent='Sending your request…';setStatus('Connecting with OnPoint…'); try{leadReceipt=await createLead(d,crmAttempt);$('leadCard').classList.add('sent');setStatus('Thank you — your request has been received. An OnPoint Preventive Care Management Plan specialist will reach out to answer your questions and coordinate next steps. We appreciate the opportunity to be of service. Reference: '+leadReceipt.reference);if(audioOn)speakText('Thank you'+(first()?', '+first():'')+'. Your request is on its way. An OnPoint Preventive Care Management Plan specialist will reach out to answer your questions and coordinate everything'+(coName()?' for '+coName():'')+' going forward'+({'As soon as possible':', with your goal of moving as soon as possible in mind','Within 90 days':', with your ninety-day timeline in mind','Next plan year':', with your plan-year timeline in mind'}[timing]||'')+'. We appreciate the opportunity to be of service.')} catch{setStatus(crmAttempt?.dealId?'Your request reached OnPoint, but some details didn\'t attach. Select Retry to finish.':'Your request didn\'t go through. Please retry, or email solutions@onpointfast.com. Your entries are still here.',true);btn.textContent='Retry'} finally{submitting=false;btn.disabled=false}} /* ---------- Keyboard ---------- */addEventListener('keydown',e=>{ if($('modal').open||['INPUT','SELECT','TEXTAREA'].includes(e.target.tagName))return; if(e.target.getAttribute?.('role')==='tab'&&['ArrowLeft','ArrowRight','ArrowUp','ArrowDown'].includes(e.key)){e.preventDefault();selectSupport((supportIndex+(e.key==='ArrowRight'||e.key==='ArrowDown'?1:5))%6,true);return} if(e.key==='ArrowRight'&&page!=='welcome'&&page!=='review'){e.preventDefault();next()} if(e.key==='ArrowLeft'){e.preventDefault();back()}});document.addEventListener('visibilitychange',()=>{if(document.hidden){stopSpeech();audioOn=false;chrome()}});addEventListener('pagehide',stopSpeech);render();setTimeout(()=>{if(page==='welcome'&&audioOn&&!speaking&&!hasHC)speakSlide()},700);
Level Five HealthPLUS
What's Included The Numbers Compliance Schedule a Call
A Section 125 Preventive Care Management Plan (PCMP)

A healthier workforce.
A lower tax bill.
No net cost.

Level Five Health PLUS is a fully HIPAA-compliant Medical Expense Reimbursement Wellness plan. Employers may save approximately $600 per employee, per year in FICA and Medicare taxes — and participating employees may actually see higher net take-home pay. Applicable program fees are generally covered by the tax savings the plan generates, so there's typically no net cost to your organization or your people.

Schedule a Call See How a PCMP Works for You

Program design audited for IRS compliance by P L Legal Services · Up to $500,000 in employer legal protection

Level Five HealthAt a GlanceProgram Facts
Potential FICA & Medicare savings~$600 / employee / yr
Typical net cost to employer$0
Typical net cost to employee$0
Included wellness benefits7 programs, family access
Employer legal protectionUp to $500,000
Eligibility10+ full-time W-2 employees
OnPoint Fast LLC — Official Marketing Associate Illustrative program facts only. Individual results vary — after a consultation with OnPoint specialists and a review of your employee census, a more precise estimate will be presented.
✓

Who is eligible? Any company in the U.S., including Puerto Rico, with at least 10 full-time W-2 employees (30 or more hours per week) and an ACA-compliant group health plan. Enrollment is available any time of year — no open-enrollment wait.

What's Included

A comprehensive, world-class wellness program — typically at no net cost to employees

Every enrolled employee and their family gets access to a full suite of preventive care and well-being benefits through a single Personal Health Dashboard™ login.

Employees engaging with a wellness program
✓

Personal Health Dashboard™

Health tracking, risk resolution guidelines, assessments, medical library, and behavior modules — on any device.

✓

Wholeistic™ Coaching

Unlimited, confidential one-on-one coaching by a registered nurse for you and your family's health.

✓

Telemedicine

Unlimited 24/7/365 televisits with U.S. board-certified doctors. No co-pays, no surprise bills, whole-family access.

✓

Employee Assistance Program

Confidential counseling plus legal, financial, and work-life consultations — video, chat, or phone, 24/7/365.

✓

Identity Theft Protection

Monitors, alerts, and defends credit information for the entire household, with a $25,000 insurance policy.

✓

Living 2.0 Health Apps

Science-based apps for relationship health, sober living, child development, PTSD recovery, and anxiety relief.

✓

Discount Prescriptions

Lower prescription drug costs, plus discounted biometric and DNA screening kits through the HealtheMall.

The Numbers

See what Level Five could mean for your company

Drag the slider to your employee count. Figures follow the program's published example — each qualified employee earning $2,600 gross per month — and every employer figure shown is already net of all program fees.

100
Total employer payroll tax savings / mo—avg. $91.80 per employee, per month
Total employee take-home increase / mo—avg. $77.04 per employee, per month
Employer net benefit / mo (after fees)—avg. $56.80 per employee, per month
Annual employer net benefit—avg. $681.60 per employee, per year

Example only, based on the program's published model: $2,600 monthly gross pay per qualified employee with a $1,200 pre-tax wellness premium. Employer figures reflect FICA & Medicare savings of 7.65% on reduced taxable wages, net of all program fees; employee figures use the program's published average. Actual results vary with wages, filing status, state taxes, and any other payroll deductions an employee may have, and neither Level Five Health Plus nor OnPoint Fast LLC guarantees any particular tax outcome. A more precise estimate is presented after a consultation with OnPoint specialists and a review of your employee census. By using this calculator, you agree to hold harmless OnPoint Fast LLC, its owners, officers, employees, agents, and affiliates from any claims arising from its use or reliance on its results.

Business tax savings For Employers

Why businesses adopt it

  • Significant cost savings — may save approximately $600 per employee annually in FICA and Medicare taxes. Applicable program fees are typically covered by those savings, so the plan generally operates at no net cost to the company.
  • Talent attraction & retention — a world-class wellness package that strengthens your benefits offering.
  • Streamlined administration — we assist in setting up and managing the plan for hassle-free operation.
  • Reduced healthcare costs — preventive care and healthier lifestyles may lead to long-term reductions in healthcare costs.
  • Compliance & legal protection — fully audited by P L Legal Services, with up to $500,000 in employer protection.
Employee enjoying increased take-home pay For Employees

Why employees love it

  • Increased take-home dollars — tax-advantaged deductions may mean more money in every paycheck.
  • No net cost — the plan premium is designed to be offset through the program, so telemedicine, coaching, EAP, identity theft protection, and more typically come at no net cost to the employee.
  • Whole-family coverage — most benefits extend to spouses and dependents.
  • Less stress, better health — coaching and stress-management resources build real resilience.
  • Lower healthcare costs — preventive care may mean fewer doctor visits, reduced admissions, and lower prescription expenses.
Compliance

Built to withstand scrutiny

Legal Protection & Program Design

Designed and fully audited for IRS compliance by P L Legal Services, a law firm specializing in Section 125 cafeteria benefits — providing up to $500,000 in employer legal protection and $10,000 per enrolled employee in the event of a government audit.

HIPAA-Compliant Back Office

US Health Center serves as the HIPAA-compliant back office — ensuring strict confidentiality of employee health information while tracking usage, engagement, and compliance documentation.

Beyond IRS Requirements

The IRS requires 4 core compliance components; Level Five includes 7, with ongoing compliance scanning and detailed reporting available in the event of an IRS audit.

Plan design, documentation, and operations reviewed for compliance with ACA · IRC §105, §213(d), §125 · Rev. Rul. 69-154 · HIPAA Privacy & Security · ERISA

Ready to see your company's numbers?

Schedule a call today and our specialists will walk through eligibility, the take-home math for your people, and a precise savings estimate built from your employee census.

Schedule a Call
OnPoint Fast LLC
OnPoint Fast LLC

Official Marketing Associate of the Level Five Health Plus program

William Hein, Principal — 405.205.7599 · hein@onpointfast.com
Rick Vandaveer, Principal — 405.627.8616 · vandaveer@onpointfast.com
solutions@onpointfast.com

Level Five Health PLUS

A Section 125 Preventive Care Management Plan
www.onpointfast.com/scheduler

This page is provided by OnPoint Fast LLC, an official marketing associate of the Level Five Health Plus program. Nothing on this page is intended to provide legal, financial, accounting, tax, or health advice from Level Five Health Plus, OnPoint Fast LLC, or the insurance carriers, and reliance on these materials for such advice is expressly disclaimed. Before considering or purchasing the Plan, you should consult with and rely on your own legal, financial, accounting, tax, and/or healthcare professional(s). Level Five Health Plus, OnPoint Fast LLC, and the insurance carriers do not guarantee and expressly disclaim guarantee of any and all employee health or wellness benefits or tax savings. Any cost savings or tax savings statement made in these materials is subject to these disclaimers and any non-reliance provisions. Savings examples assume the published sample of $2,600 monthly gross income per qualified employee and 2020 W-4 federal filing rules; federal and state tax laws are continuously changing.

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